![]() For our licensing and disclosure information, please visit: We recommend starting your Rocket Mortgage application with Launchpad for the fastest application process possible. Scanning your documents is quicker than inputting your information manually. How does Launchpad make Rocket Mortgage faster? Then, continue to in your web browser to finish your application and see if you’re approved. Launchpad lets you create a Rocket Mortgage account. Rocket Mortgage by Quicken Loans®, our fast, powerful and completely online way to get a mortgage, lets you apply to refinance or buy a home in minutes. The Rocket Mortgage® Launchpad app accelerates your Rocket Mortgage application. On Trustpilot, Rocket has a 3.5 out of 5-star rating, based on 4,345 customer reviews.Current version: 1.5.1, last update: 5 years ago The BBB measures trustworthiness based on response to customer complaints, honesty in advertising, and transparency about business practices. It also has an A+ rating from the Better Business Bureau. Rocket Mortgage ranked as the top lender for customer satisfaction from J.D. To talk about an in-process loan, closed loan, or signing in, call Monday through Friday from 8:30 a.m. If you need to talk about a new mortgage, you can talk with someone over the phone Sunday through Friday from 9 a.m. ET to midnight ET, or weekends from 9 a.m. Chat online with a live representative Monday through Friday from 7 a.m. You can chat online with an automated assistant 24/7. The minimum credit score requirements depend on which type of mortgage you get. Rocket Mortgage doesn't allow alternative credit data, so it's a better fit for borrowers with good credit scores. For example, you could show proof that you have a history of paying utility bills on time. Some lenders allow you to apply with alternative credit data if you either don't have a credit score or have a very poor one. VA IRRRL, if it's on your primary residence.If you're refinancing, you can choose from the following options: You can't get a USDA mortgage, home equity loan, HELOC, construction loan, or reverse mortgage through Rocket Mortgage. ![]() Louis El Paso, Houston, and McAllen, Texas This program is only available in certain counties within the following metro areas: Atlanta Chicago Detroit Memphis Miami Philadelphia St. Rocket also offers Freddie Mac's BorrowSmart Access program, which includes a $3,000 credit for your down payment.This program is only available in specific census tracts in Atlanta, Baltimore, Chicago, Detroit, Memphis, and Philadelphia. The Purchase Plus program offers a credit of up to $7,500 to offset your down payment and closing costs.This mortgage is available nationwide, but only those who earn 80% or less of the area median income can qualify. Its ONE+ mortgage allows down payments as low as 1% with no mortgage insurance, and includes a 2% grant from the lender.Rocket Mortgage is also currently offering a few different affordable mortgage products that can help those with lower incomes become homeowners: Both fixed-rate and adjustable-rate mortgages.Conventional mortgages (both conforming and jumbo).Rocket Mortgage is available in all 50 US states, and it offers the following mortgage products: Rocket Mortgage is the online mortgage lender that used to be known as Quicken Loans. Read Our Review A looong arrow, pointing right How Rocket Mortgage Works Better ranked below average in the study. Power's 2022 US Mortgage Origination Satisfaction Study. If customer service is important to you, you might prefer Rocket Mortgage, which ranked No. It also provides you with a preapproval letter within 24 hours, whereas Rocket Mortgage's turnaround time for letters varies. It also charges no lender fees at closing, making it an affordable option.īoth Rocket Mortgage and Better provide a live online chat feature, which is convenient if you don't like talking on the phone.īetter makes it easy to see customized rates without signing up for an account first. Better is one of our best online mortgage lenders, and it's a particularly good choice if you're a first-time homebuyer thanks to its quick and easy application process.
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